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About AES

American Education Services is a division of PHEAA, which has grown from a small student loan guarantor with a volume of only 4,600 student loans in 1964, to one of the largest, full-service financial aid organizations in the nation. Here, you can learn more about our structure and mission.

We have devoted our energy, resources and imagination to creating affordable access to higher education for students and their families. AES continues to take a leadership role in developing innovative ways to ease the financial burdens of students and borrowers, while streamlining financial aid delivery systems for schools and lenders.